Posts Tagged ‘money’

Earth Day Every Day Saves You Money

Earth Day…

On the first Earth Day I “celebrated” with my kids a friend, her 5-year old son, my 5-year old son, 1-year old daughter in a stroller and I went into a little tiny strip of wilderness area that stretched along side a street we used to frequently walk along, and we picked up the trash.  I can’t recall how many bags full of garbage we collected, but we were astonished at how much there had been in such a small space, and the kids were really proud that the work they did would help keep the little forest they knew so well healthier and more beautiful. Unfortunately, the following year, the little forest was full of litter and trash again, which I found so discouraging I didn’t have the heart to show my little son how fruitless his previous year’s noble efforts had been, and I hit the wall of disillusionment in the Earth-day clean-up activity arena, so instead, I think we planted a tree that year for Earth Day.

Littering is a huge pet-peeve of mine.  I wish it was for more people out there.  Not only is it an immense eye-sore, but litter presents personal health and world wide environmental pollution hazards, and even though I hadn’t even considered this 20 years ago, now I know that it  filters through our whole economy, creating a tremendous impact on national budgets, taxes, fees, and real estate values… all of which are paid for by YOU… it all ends up coming right out of YOUR wallet.

Bag Monster Blog, a site devoted to eliminating plastic bag use, quotes Heal The Bay, an environmental group dedicated to cleaning and sustaining the Santa Monica Bay in Southern California, who sites the following statistics: The total cost of litter collection, disposal and enforcement in the U.S. is estimated to be at least $11.5 BILLION annually. Businesses bear the burden of this cost, spending $9.1 BILLION annually and representing 79.5% of the total cost of litter abatement. Just consider for a second the lower prices we might be appreciating if business didn’t have to foot such an enormous bill, and what amazing, wonderful, and productive things might be accomplished with that money!

Placing trash in trash bins instead of littering will reduce these costs, but recycling further reduces expenditures, and is even more ecologically sound — and re-using and re-purposing promotes all around further savings.  Check the fascinating recycling facts posted on A Recycling Revolution.

While my experience with cleaning up that little neighborhood woodlands was a bit discouraging, it did not hamper my caring about the the fragility of our planet, and along with cost-consciousness, an eco-consciousness has found its way into just about everything I do.  I still have a long way to go, and it may feel daunting at times but , unlike 20 years ago, now it is easy to find resources, like, and Keep America Beautiful, that are devoted to making it easier for us keep the world healthier, cleaner, safer, and more beautiful, while keeping our our wallets happier too!

Jamie, SLTV

Catch these Money-Saving and Earth-Friendly Related Videos:

Being Frugal:  The Original sustainability? – Author of The New Frugality: How to Consume Less, Save More, and Live Better, Chris Farrell

Cleaners, Make Your Own – Kimberly Danger, founder of Mommysavers

Clothes Swap – Melissa Massello of Shoestring Magazine & Amy Chase of Punkystyle Blog

Energy Efficiency Tips Host of “House Smarts” TV show, Lou Manfredini

Freecycling: Household Items for Free – coordinator for Freecycle New York City, Christina Salvi

Gasoline Money: Inflate Tires & Save – Global energy products and eco blog, Eco 20-20

Grow an Organic Garden: Save Money – Research editor of Organic Gardening Magazine, Pam Ruch

House Cost Saving Tips, Eco-Friendly – Interior designer, Libby Langdon

Household Eco Products Save Money Josh Dorfman, host of The Lazy Environmentalist TV show

Live Richly & Frugal Forever – Founder of the Tightwad Gazette, and Frugal For Life blog, Amy Dacyzyn

Refrigerator & Freezer Eco & Savings Tips – Home enviornmentalist expert, Danny Seo

Shop Organic Money Saving Tips – Author of Georgously Green and TV host, Sophie Uliano

Uncle Sam Sells Cheap, All About Gov’t. Auctions – Stacey Johnson host of Money Talks News

World Travel for Free While Helping to Grow the Organic Movement – World Wide Opportunities in Organic Farms,  WWOOF

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Instant (& Budget Happy) Cinco de Mayo Fiesta!


We love a celebration… especially when there is delicious Mexican food, drinks, and music to indulge our festive selves in; and we’ve given you everything you need to have a super Cinco de Mayo Fiesta while keeping your wallet happy, too… Olé!


Kumbia Kings, “No Tengo Dinero” Live & Rocks!

Obus, “Dinero Dinero” Metal Rock en Espanol, Live

Santana, “Shake Your Money Maker” live, Germany


Mex Dinner: 4 for Under $35 – Executive Chef from restaurant, Sol Toro Tequila Grill shows easy recipes.

Healthy Gourmet Mex. Dinner for 4 at $8.75 Per Person! – Video from Diane Henderiks shows recipes. Diane is the author of Dietitian in the Kitchen.

Chicken and Chile Verde – Host of’s Central Cooks, Kim Berto shows recipe for Chicken and Chile Verde, a one-pot meal with a Mexican flavor.

Guacamole – Here celebrity chef Rick Bayless shows his spin on the traditional recipe for that delicious Mexican favorite avocado dip, Guacamole. It’s easy, bright, and makes any party – especially a Cinco de Mayo Celebration – an instant hit.

Tres Leche Cake – Cake soaked in sweetened milk is a sweet and delicious way to satisfy your guests. Stephanie Gallagher from shows how to make this delicious desert.


Cinco de Mayo Decorations – Easy tissue paper flowers and a mini sombrero table decorations from Crayola Crafty Creations.

How to Make a Pinata – SO SIMPLE!  Video shows how to make any party a real fiesta!

More entertaining and party money saving tips in SLTV channels:

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And the Grammy Goes To…

Enjoy these concert clips, music videos and television segments from our collection of celebrities and artists – all of whom have received past Grammy nominations and/or awards… and they also have something else in common: they all have recorded songs or skits on the topic of… yep, you guessed it: MONEY.

AC/DC – Nominated for 8  Grammys, AC/DC received their first win for Best Hard Rock Performance with the song “War Machine” in 2010. In this clip you can catch them performing their 1992 Grammy nominated song “Moneytalks.”

The Beatles – The fab four received Grammy Awards for Best New Artist of 1964, Best Album in 1967 for Sgt. Pepper, and Best Song for “Michelle” in 1966.  Six of their albums have received Grammy Hall of Fame Awards: Meet The Beatles, Abbey Road, Revolver, Rubber Soul, Sgt. Pepper’s Lonely Hearts Club Band, The Beatles (White Album) and the song, “Strawberry Fields Forever.” The Beatles have never won for Best Song. Catch this video montage featuring “Baby You’re a Rich Man.”

Gus Cannon –  It was The Rooftop Singers recording of “Walk Right In” that hit number one on the Billboard charts at the end of January, 1963. It was a million-seller and the biggest record in the history of the folk label, Vanguard records.  The Walk Right In album would win a Grammy for Best Folk Recording. Gus Cannon received recognition and was credited as having written the song. Here is a 1927 recording of Gus Cannon singing, “My Money Never Runs Out.”

John Cleese – Cleese received a Grammy in 1989 in the category of Best Spoken Word for The Screwtape Letters. In this clip with with Grammy winners, Money Python, in 1972, Cleese shines in his performance of  “The Money Song.”
Albert Collins – In 1987 the legendary Fender Telecaster guitar player and blues singer, Albert Collins, shared a Grammy for the album Showdown! (released in 1986) which he recorded with Robert Cray and Johnny Copeland. The following year his solo release Cold Snap was also nominated for a Grammy. Here is Collins in a 1990 concert performing “If Trouble Was Money.”
Eric Clapton, Phil Collins, Mark Knopfler and Sting – Eric Clapton has received nineteen nominations with eighteen wins. I count twenty Grammy Awards for Collins (there may be more?) and that does not include those received by the group Genesis of which he was a member. Knofler has eight nominations with five wins. Sting shows twenty-one nominations with eleven wins. Here are Eric Clapton, Phil Collins, Mark Knopfler and Sting on stage performing “Money For Nothin (I Want My MTV).”
Bing Crosby – The song, “Pennies From Heaven” was introduced by Bing in the 1936 film of the same title. The 1936 recording by Crosby on Decca Records was inducted into the Grammy Hall of Fame in 2004. And Bing received a Lifetime Achievement Award in 1966. Here is Bing Crosby in a scene from the film singing, “Pennies from Heaven”.  And you can also catch this performance of the song, circa 1950, from the extraordinary jazz musician, Johnny Windhurst in this clip.
Ellen Degeneres – Though she hasn’t received a Grammy, she has hosted the Grammy Awards twice, in 1996 and  in 1997. Here’s Ellen “Shopping” at CVS.
Fleetwood Mac – The group received two wins from nine Grammy nominations. In 1978 they received the award for Album of the Year with Rumors, and the group was inducted into the Hall of Fame in 2003. This is an amazing instrumental piece from way back in the earliest days, “Shake Your Moneymaker”.
Lady Gaga – There are fifteen Grammy nominations with four wins for Lady Gaga. Here is Lady Gaga’s music video of a hit song from her Grammy winning debut album, Fame,  “Money Honey.”

Joel Grey and Liza Minnelli – 2013 marks the 40th anniversary of the release of the musical film Cabaret, in which Grey and Minnelli both play leading roles. In 20o8 Cabaret. Original Soundtrack Recording was inducted to the Grammy Hall of Fame. Here in a scene from the film Cabaret are Grey and Minnelli performing “Money.”

Merle Haggard –  Country music song writer, singer, guitarist, fiddler, and instrumentalist, Merle Haggard has received three Grammy Awards which includes the 1999 Hall of Fame Award for “Mama Tried.” Here is Haggard in his 2001 music video, “If You’ve Got the Money.”

The Kingsmen – Best known for their 1963 recording of Richard Berry’s “Louie Louie”, which held the No. 2 spot on the Billboard charts for six weeks, The Kingsmen were 2005 recipients of the Lifetime Achievement Award  for “Outstanding Contributions to the music community.”  This segment from Hallabaloo A-go-go television show circa 1964 is not to be missed: The Kingsmen, “perform”  “Money Money.”

The Kinks –  The Kinks fall into that category of talented groups who have never won a Grammy. However, the group was inducted into the Grammy Hall of Fame in 1999. Here is a rocking 1979 performance of The Kinks doing “Low Budget.”

Los Kumbia Kings – Their first album, Amor, Familia Y Respeto, earned them a Grammy nomination. In 2006, Los Kumbia Kings won their first Latin Grammy for their album, Kumbia Kings Live (Best Tropical Regional Mexican Album). Here they are in concert performing a lively rendition of  “No Tengo Dinero.”

Madonna – Madonna holds 28 nominations with seven wins. This video is a 1985 live performance of “Material Girl” which was originally  released in 1984.  Madonna in “Material Girl” Live, 1985.

Dean Martin – The movie, Three Coins in a Fountain, won three Academy Awards in 1955, one of which was Best Music, Original Song. The song, “Three Coins in a Fountain” has not received a Grammy Award, however Frank Sinatra, who sang it in the movie, has received numerous Grammys as has Dean Martin, who sings it in this clip  from the 1955 Academy Awards television show, where Bob Hope introduces Jerry Lewis, who then introduces Dean Martin who sings the titled song, “Three Coins in a Fountain.”

Steve Martin – Martin has received  four Grammy Awards: Best comedy Album, in 1978, Let’s Get Small and in 1979 A Wild and Crazy Guy; 2001 for Best country Instrumental Performance with Earl Scruggs (and others) for his banjo performance of  “Foggy Mountain Breakdown;” and 2009 for Best Bluegrass Album for The Crow: New Songs for the 5-String Banjo. Here he is in this Saturday Night Live classic sketch: Don’t Buy Stuff You Can’t Afford.

The O’Jays – In 2002, the O’Jays were nominated for a Grammy for their album For The Love Of…; They were inducted into the Grammy Hall of Fame in 2006. Their recording of “For The Love of Money” was nominated for Best R&B Vocal in 1975, and has become the recognized theme song for Donald Trump’s television show, The Apprentice. Here are the O’Jays in a 2008 concert performing “For The Love of Money.”

Pink Floyd – The group received four Grammy nominations with a win for for Best Rock Instrumental Performance for “Marooned” in 1994, and in 1999 they were inducted into the Grammy Hall of Fame. Pink Floyd released their hit, “Money” in 1973. Here is their music video,  “Money.”

Elvis Presley – Elvis received fourteen Grammy nominations. His three wins were for gospel recordings – the  1967 album How Great Thou Art;  the 1972 album He Touched Me; and the 1974 live Memphis concert recording of the song “How Great Thou Art.” In 1971 he was also recognized with the Lifetime Achievement Award. Elvis was 36-years old at the time. Six of Elvis’ recordings, all of them his original studio masters, have been inducted into the Hall of Fame: “Hound Dog,” “Heartbreak Hotel,” “That’s All Right,” “Suspicious Minds,” “Don’t Be Cruel,” and “Are You Lonesome Tonight.” Here is a 1956 television recording of Elvis performing  “Money Honey”.

Santana – Santana has received inductions into both the Grammy Hall of Fame and the Latin Grammy Hall of Fame, and according to the Guinness World Records, their album, Supernatural, is the best-selling Latin album of all time. In addition to their induction into the Grammy Hall of Fame, they have received  fourteen nominations with ten wins. Here is  Santana performing circa 1980, Frankfurt, Germany, “Shake Your Money Maker.”

Bruce Springsteen and the E Street Band – Recipient of twenty Grammy Awards, Springsteen and the E Street Band released their album, Wrecking Ball, in time to have received several Grammy nominations for 2013. Here they are in Philadelphia on stage March, 2012 performing a song from the album, “Easy Money.”

Steely Dan – The release of their album, Two Against Nature, won four Grammy awards including Album of The Year in 2001. Catch this 2006 performance of  “Black Friday.”

Gwen Stefani and Eve – Stefani has received three awards from eighteen nominations. Eve holds one win from four nominations.  In 2002 Stefani and Eve both received Best Rap/Sung Collaboration, for “Let Me Bow Ya Mind.” Also in 2002 Stefani won for “Hey Baby” in the category of Best Pop Performance by a Duo or Group with Vocals; in that same category in 2004 Gwen received the award for “Underneath It All.”  Here are Gwen Steffani and Eve at the 2005 Grammy Awards show performing their Grammy nominated song, “Rich Girl.”

Barrett Strong – Strong was among the first artists signed to Berry Gordy’sMotown corporation, and is the performer on the company’s first hit, “Money (That’s What I Want)” which gave Strong his only major hit as a vocalist. Strong went on to become a prolific and important lyricist in R & B and Pop genres. Strong received a Grammy Award for Best R&B Song in 1973 for “Papa Was a Rollin’ Stone” and he was inducted into the Songwriters Hall of Fame in 2004. Listen to this 1959 original recording of his hit, “Money (That’s What I Want)”

Donna Summer – A five-time Grammy Award winner, Donna Summer was the first artist to have three consecutive double albums reach number one on the United States Billboard chart, and she also charted four number-one singles in the United States within a 13-month period. In the late 1970s Donna Summer released eight consecutive top 5 pop hit singles. Here is her music video of  “She Works Hard For The Money” which earned Summer a Grammy Award nomination for Best Female Pop Vocal in 1983.

Hank Williams, Jr. –  Williams, Jr. has received seven Grammy nominations. He received one win for Best Country Collaboration with Vocals in 1990 for “There’s a Tear in My Beer” in which he “collaborated” with his departed father, Hank Williams, Sr.  In this music video, Hank Williams, Jr. sings  “Everything Comes Down to Money.”

 Weird Al Yankovic – Singer, songwriter and satirist, Yankovic’s works have earned him three Grammy Awards among fourteen nominations.  Here is his music video parody of “Money for Nothin (I Want My MTV):”
“Money for Nothing/Beverly Hillbillies.”

Warren Zevon – Zevon’s album, The Wind, was nominated posthumously in 2004 for five Grammys and received two Grammys: Song of the Year, and Best Rock Performance By A Duo or Group With Vocal for “Disorder In The House” with Bruce Springsteen. Here is an absolutely stunning performance by Zevon during an appearance on the Late Show with David Letterman singing: “Lawyers Guns and Money.”

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Top Ten Money Saving Videos of 2012 on SpendLessTV


The Top Ten Videos of 2012 on

As we welcome the start of a new year, we reflect on the one just completed and realize how incredibly grateful we are to be able to feature helpful material from insightful money-savers, creative crafters, entrepreneurs and personal finance advisors from all over the world who are committed to helping you achieve your personal finance, money management and creative success.

With appreciation and thanks we acknowledge all of the creators of the amazing video content featured on the site, but in particular, as the new year begins, we recognize the video contributors who made’s  Top Ten List of Most Viewed Videos for 2012: Ramit SethiGarrett B. Gunderson,  Daniel Delaney, Julia Scott,  Rick Bayless, Brad Stroh, Suzanne RielleMarie Forleo, the Saturday Night Live team of  Steve Martin, Amy Poehler and Chris Parnell, and independent crafter Corinne Bradd.

Here is the List of  The Top Ten Videos of 2012:

10. Busting Money Myths: Willpower – Ranking in the Top Ten List for the second year this video busts the money myth that growing wealth is all about needing more willpower. This is one of three videos in an Original series created for SpendLessTV from Ramit Sethi, personal finance blogger and author of  I Will Teach You To Be Rich.  Ramit is known for his straight forward, unconventional approach to helping people succeed with personal finance, money saving and business growth and entrepreneurship.

9. Your Credit Score: Stay on Top – This is Garrett B. Gunderson’s third appearance in the annual Top Ten List, but the first for this particular video. Garrett created this video as an Original for SpendLessTV. He discloses a wealth of information about how your credit score influences everything from your insurance rates to your mortgage rates, car loans and more – and what you can do about it. Don’t miss the invaluable insight from the author of the New York Times bestseller, Killing Sacred Cows.

8. Street Food Smart – This Original video created for from creator, restaurateur and food culinary cart curbbside cuisine expert, Daniel Delaney  makes it’s second appearance in the yearly SpentLessTV Top Ten List. Daniel sheds light on the age-old question: to taste or not to taste? Catch Daniel’s wisdom on how to get the most quality and enjoyment for your vendor buck.

7. Coupon Stacking Explained – We all know how using coupons can save money, but in this clip Julia Scott, CEO of, shows exactly how easy it is to save big every time and  how one simple couponing tip can add up to considerable savings at the cash register.

6. Guacamole – Frontera Grill founder and TV personality, Chef Rick Bayless, gives his famous recipe for a slightly unconventional guacamole. We’re not surprised this rates in the top-viewed; it’s a free recipe for an inexpensive, yet rich and indulgent dish which is, of course, THE perfect food for just about any occasion and an easy side dish that enhances any meal!

5. 5 Simple Ways to Save Money – Saving money is always a good idea, but often we end up over-complicating the  how, when, where, and what regarding what really works. In this video the CEO of, Brad Stroh, takes the guess work out of the equation by providing 5 basic never-fail ways to grow your savings every day.

4. How to Spend Less on Kids Clothing -“Buy Right and Sell Right” is the secret many parents are using to dress kids in high style, quality clothing for less-than or equal-to superstore offerings. Suzanne Rielle, co-founder of the resale site,, explains how it works and why and how purchasing quality clothing can actually be a real money-saver.

3Maintain a Mindset of Abundance – Best-selling author, speaker and one of the most diversely successful entrepreneurs and business development coaches today, Marie Forleo, shares 3 easy things you can do to feel abundant, attract success, avoid money stress and feel great about your potential in this Original video created especially for which deservedly has ranked in the yearly Top Ten for the past three years.

2. Don’t Buy Stuff You Can’t Afford! – Making the Top Ten List for the third year running, is this classic comedy sketch from Saturday Night Live which features Steve Martin and Amy Poehler, who play a couple needing personal finance budgeting help, which they find with Chris Parnell’s unique approach to debt & money-management. Timeless advice presented in a way that always brings a smile.

1.  DIY Paper Photo Wallet – Everything you need to know to create a paper crafted tri-fold wallet to display your favorite pictures, recipes, notes, clippings – you name it – in style. Crafter Corinne Bradd shows how to create a brag book using only paper & a few simple creases. This project requires no glue, no scissors, and no tape. It makes a fantastic craft project for the kids, is a great greeting card alternative and makes a super thank-you or hostess gift.  No wonder it topped the List as the Number One Top-Viewed Video of 2012!

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Quick Cash! 4 Quick Tips from Stacey Ross

In one of the first blog posts I wrote for I mentioned the frustration I experienced in trying to find the “big NEW” money-saving tip, and finding none. I mentioned that I kept seeing the same ideas over and over. And then, something happened.  I finally realized that I wasn’t actually following through on those ideas, and taking action of course, is the key to getting results!

There are many reasons why most of us would love to come by some quick cash.  It probably would not be too far of a stretch to assume there are many others out there who like me,  are familiar with tried-and-true ideas about how to get some quick cash but even though we KNOW of these easy ways to bring in some extra money, we don’t actually DO it. Why? Because we think we don’t have the time, or we think we won’t know how to do it, or we think it won’t bring in enough money to make a difference.

Well, just like in my earlier post when I realized that not doing means not succeeding, the same holds true in the quest for some fast cash. Our friend, Stacey Ross, founder of, has proved that simply taking a little time to clean out your closets and drawers can lead to some substantial quick cash in your pocket. When she suggested the closet clearing idea to Ch 8 News anchor Marcella Lee in San Diego, she had no idea that it would lead to a multi-part series! That’s how much profit there was to be found in just one day of clearing drawers and closets around the house.

So if you’re looking for extra quick cash, there’s no better time TO TAKE ACTION than now!

What to do with the items you clear out? It’s all in the video series, “Ways to Make Quick Cash” From Stacy Ross, founder of and Marcella Lee Channel 8 TV San Diego, CA:

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The Top Ten Money Saving Videos of 2011 on

The Top Ten Money Saving Videos of 2011 on

Another year has passed, and we’re once again pleased that we were able to bring you helpful content from so many clever and wise money-savers from around the world who are committed to helping others achieve personal financial success, and we appreciate their willingness to share their knowledge and videos.

We also give a very special shout of appreciation to all the contributors in our Originals Channel, who generously gave their skill, time, and their professional wisdom in creating videos exclusively for viewers. It just so happens that, with the exception of only one, the remarkable Steve Martin, the Originals contributors comprise the top ten most viewed videos this year, they are: Daniel DelaneyThe DolansMarie ForleoGarrett B. GundersonRyan LeeAlexis NeelyJoe Polish, Ramit SethiSean Stephenson, and Gary Vaynerchuk.

Here is the List of  The Top Ten Money Saving Videos of 2011:

10. Street Food Smart – Daniel Delaney (an SLTV Original)

Vendor street food: to taste or not to taste? Curbside cuisine expert Daniel Delaney shares his wisdom on how to get the most for your vendor buck.

9. How to Avoid Money Panic – Sean Stephenson & Garrett B. Gunderson (an SLTV Original)

Therapist Sean Stephenson and personal finance advisor Garrett B. Gunderson discuss an approach that helps to reduce feelings of money panic, and increase your ability to actually grow your wealth and savings, and be more productive even during stressful times.

8. Cost Effective Marketing for Small Business – Joe Polish (an SLTV Original)

President of Piranha Marketing, Joe Polish, reveals three invaluable top techniques to market your business more effectively, efficiently, and do it without spending a fortune.

7. Avoid These 8 Retirement Mistakes! – The Dolans, Ken and Daria (an SLTV Original)

Trusted personal finance advisors Ken and Daria Dolan give straight talk – great for all age groups – about saving money, planning for retirement, 401-k’s, and how to avoid costly retirement investment mistakes.

6. Money Myth: Cut Back on Everything! – Ramit Sethi (an SLTV Original)

Part of an SLTV Original series of three money myth-busting tips from personal finance author Ramit Sethi. Ramit chimes in on the idea that to save money, you should just cut back on everything… well maybe not…

5. Money Myth: Spend Less Than You Earn – Ramit Sethi (an SLTV Original)

Another in the SLTV Original series of three money myth-busting tips from author of I Will Teach You To Be Rich, Ramit Sethi. Here Ramit gives his take on the idea that to grow your savings, just spend less than you earn… or…

4. Maintain a Mindset of Abundance – Marie Forleo  (an SLTV Original)

Best-selling author, speaker and one of the most diversely successful entrepreneurs today, Marie Forleo, shares 3 easy things you can do to feel abundant, attract success, avoid money stress and feel great about your potential.

3. Steve Martin, SNL – Don’t Buy Stuff You Can’t Afford – Steve Martin on SNL

A comedy classic: Saturday Night Live features Steve Martin and Amy Poehler, a couple needing personal finance budgeting help, which they find with Chris Parnell’s unique approach to debt and money-management.

2. Money Myth: Willpower – Ramit Sethi (an SLTV Original)

A part of the three-part series on growing your wealth from personal finance author and blogger Ramit Sethi. In this clip, Ramit claims that the idea of personal finance success being about more and more willpower may not necessarily be so.

1. Be a Customer Who Gets What You Want! – Gary Vaynerchuk (an SLTV Original)

Entrepreneur, speaker, author, and co-founder of Vayner Media, Gary Vaynerchuk, discusses the Thank You Economy: how customers have more power than ever and how being an engaged consumer gets you more of what you want from brands: better service, prices and experiences.

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Alert! ATM Cash Machine Scams

We’ve all heard of ATM cash machine scams; they’ve been around for a long time. But what you may not be aware of is how sophisticated scammers have become; how they make use of mobile technologies and cell phone texting, how quickly these devices can be put in place, and how practically undetectable they can be.

Within mere seconds scammers can install secret cameras, card scanners, key pad covers, and deploy teams to act as decoys, distractions, and card-swappers.  And these have been found everywhere, from gasoline pumps, to inside banks on the bank’s own ATM machines.

There are ways you can better protect yourself, IF…

  • You take a few minutes to check the machine before you use it – every time, no matter where it is located.
  • Always cover the keypad before entering your PIN.
  • Don’t reply to text messages asking for private information, even if it seems like it’s from your own bank.
  • Report immediately if you suspect fraud of any type.
  • Remain up-to-date on the latest ploys and schemes.

Before you make one more purchase or receive money from a bank ATM or cash machine – no matter where it is located – catch these videos giving information on what to look out for and how to protect yourself, your accounts, your money, and your credit or debit card:

  • ATM Scams, Protection Tips – Australia’s Commonwealth Bank instructional video giving common sense steps you can take to help protect yourself against ATM and cash machine skimming scams.
  • ATM Theft, How to Get Your Money Back – How to check for skimmers and fake keypads. Once thieves clone your ATM card and start stealing your money, how can you get it back? News reporter Jonathan Bloom says the key is to act fast.
  • ATM Thieves, How They Do It – A con artist’s hi-tech gadget or just simple distraction at the ATM cash machine can leave you a victim of theft. This video from The Real Hustle TV show shows how they do it and what you can do to avoid being taken.
  • ATM & Smishing Scams – How to avoid getting taken at ATM cash machines and a warning to not return phone calls or texts when it seems like your “bank” is trying to reach you, and more from CBS reporter Rebecca Jarvis.

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Does Buying a Bag of Cheese Puffs Really Matter?

We’re joining in on’s Blog Action Day – drawing attention to FOOD.

One of the tenets of growing personal wealth or trying to hold onto savings, is to try to get the most out of everything. Value does not always mean more expensive, and unconscious wastefulness is equal to throwing money away.

There are two absolute necessities for life: food and water. And yet, when it comes to saving money, food is often one of the first places many people think of to try to cut back to find savings.  Why? Because it’s the one thing we absolutely must spend money on every day.

So, to save what can add up for some to be hundreds of dollars a month, we become aware of how much we are spending or over-spending on food and devise ways to receive the most we can from the fewest dollars spent. Some of the ways we can achieve this is by growing our own food or shopping local farmer’s markets. But we also spend hours researching sales and promotions, using coupons, stocking up and planning menus ahead based on what is going on sale at the grocery store, which can add up to some real savings.  But what foods, exactly, are we saving money on?

Does getting it for less mean we should be getting it at all? Does being able to get it for less mean we should be oblivious to how our food choices affect the world on a broader scale? What does it matter to us if buying a bag of empty calorie, chemical laden, processed cheese-like puffs and tossing the half-finished non-biodegradable bag into the trash may waste fuel, waste water, overtax landfills, promote pollution, affect the climate, impact the world’s food supply, contribute to the destruction of local farms and the undernourishment of neighbors right in our own towns?

It matters for many reasons, but these three simple reasons should be enough for anyone:

1) Saving money. Preparing your own meals, bringing your lunch to work or school, buying from local providers and farmers, and using fresh unprocessed food is cheaper and saves you money. As simple as that.

2) Getting nourishment from as close to the original source as possible (as opposed to a preservative & chemical drenched, nutrient-absent over-processed something-or-other out of a box shipped half-way across the world), is healthier, conserves natural resources, and causes less waste and pollution.

And, 3) Sometimes what is better for our local community may ultimately end up being better for everyone, which includes YOU and ME.

A simple example of how what’s good for a few can ultimately benefit the many is how organic foods and bulk-bin selections are now becoming widely available as a regular feature at conventional supermarkets all over the U.S. and at more affordable prices. This is largely due to shopper demand, stemming back from the little grass-roots 1960’s neighborhood co-op food movements. More vending machines and corner markets have fresh fruits and vegetables available now. More neighborhood farmer’s markets are re-emerging. The food choices you make do make a difference.

But what about the food we waste? What does that matter? Some have been around long enough to remember being a member of “The Clean Plate Club” and hearing parents and grandparents chant at every meal, “Are you a member of the Clean Plate Club? Eat everything on your plate, there are people starving in Europe.” This was not intended to get people to consume more, but rather to be more thoughtful about not wasting food and over-indulging between meals. That campaign was created 94 years ago to ensure that the limited amount of food America had as a result of World War I didn’t go to waste. It re-emerged in 1947 after the Great Depression and World War II, when food was again scarce and resources needed to be conserved as the country tried to help those struggling to recover from the war’s effects overseas. And of course, parents also conveniently gravitated to it as an easy way to  remind kids to be more appreciative of what they had.

In previous posts I’ve written about how eliminating one plastic zipper on rice packages saved thirty-thousand tons of landfill waste a month, and how eliminating or even cutting back on consuming bottled water can save an average family almost three-thousand dollars a year, not to mention reducing the stress on landfills and saving fuel. As I have mentioned several times in the past, I am not a frugal fanatic, but I also don’t like unconscious waste. I wondered, if those two little things could make such a huge positive impact, then what about that “Clean Plate Club – Don’t Waste Your Food” mentality? Does not wasting the food one has purchased really help the world and the food supply at large or not?

Luckily for me, has already done the work, and they summarize just what a tremendous and far-reaching impact wasting food can have in their eye-opening articles: Discarding Food Wastes More Water than Showering, and  The Impact of Food Waste on Climate Change (and just about everything else), and Study Finds Half of All Food Produced Worldwide is Wasted. Here are just a couple of highlights:

  • 2 BILLION people could be fed for a year with the amount the U.S.A. alone throws away each year.
  • Food waste in the U.S.A. accounts for 1/4 of all freshwater consumption.
  • Decaying food in landfills produces polluting methane gas. If we simply stopped wasting food, it would be the equivalent of taking a quarter of all the cars in America off the road.

We know there are both “believers” and “non believers” on the climate and global warming issues – we won’t go round and round on that, but there’s no doubt that a waste-not-want-not attitude will never serve you wrong and won’t hurt your neighbors next door or around the world. That said, sadly, not everyone will be motivated to simply want to do a good thing by wasting less and being more conscious of food sources. The bottom line for many is this phrase used repeatedly by my 10th grade history teacher to describe the ultimate motivation behind just about every political and social decision, “The power of the purse.” Being conscious of the quality of and process by which you receive your daily bread, and what you do with it when you are finished with it, is not only eco-friendly and world-friendly, but health-wise and ultimately wallet-wise as well.

Creative ways to  get the most from your food and budget in our posts:

Why Bank of America Employees are Bringing Their Lunches To Work

The Miracle Money Saving Healthy Grocery Shopping Tip

Vegetables Save You Money

8 Fresh Food Saving Ideas to Stretch Your Produce Dollars

Save More Money – Break the Bottled Water Habit

Use Earth Day Eco Saving Pointers Every Day, and You’ll Save Money

Beware of the Blueberry Scam

And for money-saving shopping, recipes, and serving ideas see our channels:

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Ramit Sethi Busting Money Myth #3: Cut Back On Everything

Personal Finance Is All About:  Cutting Back on Everything

(Or is it?)

Here is the third video in a Original series of three money myth-busting tips from personal finance blogger and author of  I Will Teach You To Be Rich, Ramit Sethi, Money Myth #3: Cut Back on Everything.

Ramit is known for his straight forward, unconventional approach to helping people succeed with personal finance, money-saving, and business growth. Ramit also provides insight on entrepreneurship, including in-depth techniques on earning more money and automating your finances, and in addition, he runs an online course at on how to turn your skills into side income.

Here now, is the third video the money myth-busting series of three from Ramit Sethi:
Money Myth #3: Cut Back on Everything

Catch the second video in Ramit’s money myth-busters series:
Money Myth #2: Spend Less Than You Earn

And, Ramit Sethi’s first money myth-busting video in the series:
Money Myth #1: Willpower

Link to this article:

Ramit Sethi Busting Money Myth #2: Spend Less Than You Earn

Personal Finance Is All About:  Just Spending Less Than You Earn


Here is the second video in a Original series of three money myth-busting tips from personal finance blogger and author of I Will Teach You To Be Rich, Ramit Seth, Money Myth #2: Spend Less Than You Earn.

Ramit is known for his straight forward, unconventional approach to helping people succeed with personal finance, money saving, and business growth. Ramit also provides insight on entrepreneurship, including in-depth techniques on earning more money and automating your finances, and in addition, he runs an online course on how to turn your skills into side income at

Here now, the second video in a series of three from Ramit Sethi:
Money Myth #2: Spend Less Than You Earn

And, the first video in the series from Ramit Sethi: Money Myth #1: Willpower

Link to this article: